We are pleased to announce that on October 2, 2015 new FEMA Flood Insurance Rate Maps became effective for Carroll County. View the map of FEMA floodplains in Carroll County

In 2004, the Carroll County Board of Commissioners approved the creation of a Floodplain Management Program, adopted a Floodplain Management Chapter to the Carroll County Code, and approved a Floodplain Management Specialist Position. The purpose of Carroll County’s Floodplain Management Program is to protect human life and health, minimize property damage, encourage appropriate construction practices to minimize future damage, and to protect water supply, sanitary sewage disposal, and natural drainage.

In 2005, Carroll County achieved Good Standing in the National Flood Insurance Program (NFIP), which is a program that allows residents to purchase federally supported flood insurance policies. In October of 2007, Carroll County was accepted into FEMA’s Community Rating System (CRS) with a CRS rating of 8, which means that residents with eligible flood policies in unincorporated areas of Carroll County receive a 10% reduction on insurance premiums.  In 2018, Carroll County was upgraded to a CRS Class 7 which allows residents to receive a 15% reduction on flood insurance premiums.  

As part of the Development Review process, all applicable developments must address Carroll County’s Floodplain Management Code (Chapter 153). According to the Code, proposed developments are required to convey floodplain easements to the County Commissioners, which serves to protect and preserve the natural characteristics of floodplains, as well as make property owners aware of their location. If the proposed development is platted, the easement is recorded on the plat. Otherwise, it is recorded through a written metes and bounds description accompanied by a special purpose or exhibit plat. Restricted activities prohibited by the easements are soil disturbance; storing or dumping of materials; composting or broadcast spreading of yard waste; storing, maintaining, or operating motorized vehicles; housing or otherwise maintaining domestic animals; and burning of vegetation.

Contact the Bureau of Permits and Inspections as well as Patrick Varga, CFM, prior to any soil disturbance or storage of material near a stream.  Floodplain permitting information is available here.  

For information about flood insurance or being prepared before, during, and after a flood, check out FloodSmart and the National Flood Insurance Program.  For local information about flooding, , insurance, flood protection, permitting and building, and natural functions of floodplains, click here.

Elevation Certificates are available for some properties around the County and can be found here

Real time USGS Gage data can be found here for the state of Maryland.

Check out current events and information related to Floodplain Management and Stormwater Management at the State level at MAFSM.org

Read more about Floodplain Management at the national level at Floods.org

If additional information is needed, please contact the Bureau of Resource Management at 410-386-2712.