The State Health Insurance Assistance Program (SHIP) meets one of the most universal needs of Medicare beneficiaries, including those under 65 years of age – understanding their health insurance benefits, bills, and rights. The Maryland SHIP program provides trained staff and volunteer counselors in all 24 counties, including Carroll. Counselors provide in-person and telephone assistance in the following areas:

SHIP counseling services are confidential and free of charge.

Carroll County Bureau of Aging & Disabilities
125 Stoner Avenue, Westminster, MD 21157
410-386-3800; Maryland Relay Service 711/800-735-2258
Fax 410-840-0436